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Deferred Compensation Plans

These employer-sponsored compensation programs, funded by employees or employers, may grow tax deferred. Read more ...

Corporate Owned Life Insurance

An extremely useful asset to the company,
COLI can fund benefit plans over the life
an insured employee. Read more ...

Bank Owned Life Insurance

We have 20 years of experience in this highly
specialized field. Find out how BOLI can help
your balance sheet. Read more ...

It is our goal to help our clients recognize and then solve their specific management retention and benefit financing problems no matter how small or large. Many times we focus on cost recovery of employee benefits, and other times our clients are focused on providing a meaningful benefit to the key employees that discriminate in favor of them and avoiding the 401K limitations.

Let us show you and your company how to implement a cost reduction program that will also attract, retain and reward those that are key to building your business.

“Creating Income in Retirement”

P.S. Oh by the way, we sell life insurance….

Retirement Made Simple:

Want to make retirement simple?  Then talk to us about the following:

  • A Fixed Dollar Amount Set Aside
  • For a Fixed Period of Time
  • Growing at a Fixed Rate of Return
  • Generating a Fixed Cash Flow
  • For a Pre-Defined Fixed Period of Time

This can be done at the employer and employee level.  For more information click here.

Specialties:

Deferred Compensation Consulting where Corporate Owned Life Insurance(COLI) or Bank Owned Life Insurance(BOLI) may be used to informally finance employee benefits, and Employer Group Waiver Plans (EGWPs).  By doing this, we can help companies attract, retain and reward their best people and help our clients offset,  in many cases recapture, their benefit costs .

Interview on the Wealth Channel (Deferred Compensation Ins and Outs)

This is the Third Clip in a series of three. Check out our articles for additional videos.

Designed to Comply with all Government Regulations:

In conjunction with our recommended Third Party Administrative platform partners, we help our clients maintain compliance in this ever increasingly difficult regulatory environment. Customized benefit programs designed to comply with corporate and bank owned life insurance regulations IRC 101(j) as well as being designed to comply with deferred compensation regulations IRC 409A.

We won’t replace your advisor, we’ll work with them.

Our integrated approach that includes all of the client’s advisors:
Accountant
Attorney
TPA
Insurance Agent and/or,
Financial Advisor

assists the client in achieving their goals from the beginning.  Each plan is designed based upon the employer’s/employees’ needs with an emphasis on full cost recovery of the employer’s executive benefit programs.

Securities Offered Through ValMark Securities, Inc. Member FINRA (www.finra.org) , SIPC Investment Advisory Services Offered Through ValMark Advisers, Inc.,
an SEC Registered Investment Advisor, 130 Springside Drive, Suite 300, Akron, OH 44333-2431* 1-800-765-5201.
Schiff Benefits Group, LLC and all its affiliates are separate entities from ValMark Securities, Inc. and ValMark Advisers, Inc.
This site is published for residents of the United States only. Registered representatives of ValMarkSecurities, Inc. and Investment Advisor Representatives may only conduct business with residents of the states and jurisdictions in which they are properly registered. Therefore, a response to a request for information may be delayed. Not all of the products and services referenced on this site are available in every state and through every representative or advisor listed on this site.